7(a) Loan Amount, Fees & Interest Rates

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7(a) Loan Amounts, Fees & Interest Rates

The specific terms of SBA loans are negotiated between a borrower and an SBA-approved lender. In general, the following provisions apply to all SBA 7(a) loans.

Loan Amounts

CCB funds 7(a) loans from $250,000 to $3 million.


Loans guaranteed by the SBA are assessed a guarantee fee. This fee is based on the loan’s maturity and the dollar amount guaranteed, not the total loan amount. Generally, the guarantee fee is included in the loan.

The normal fee is 3 % of the SBA-guaranteed portion on loans of $250,000 to $700,000, and 3.5 % on loans of more than $700,000. There is also an additional fee of 0.25 % on any guaranteed portion of more than $1 million.

Interest Rates

The interest rate is adjustable based on the Wall Street Journal Prime Rate plus 2%.

Tarzana Branch

19538 Ventura Blvd.
Tarzana, CA 91356
(818) 992-5661
Fax: (818) 992-5669

Monterey Park Branch

2323 S. Atlantic Blvd.
Monterey Park, CA 91754
(323) 268-6100
Fax: (323) 265-0342

Claremont Branch

390 W. Foothill Blvd.
Claremont, CA 91711
(909) 625-7891
Fax: (909) 621-2512

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