Deposits

Community Commerce Bank takes pride in offering deposit accounts that can meet the needs of the communities we serve and help you achieve your financial goals as well.

We offer both conventional Savings Accounts and Time Deposit Accounts (also known as Certificate of Deposit or CD) to meet the needs of the our customers and help achieve their financial goals:

Why Consider Time Deposit Accounts?

Security

Our Time Deposit Accounts are Federal Deposit Insurance Corporation (FDIC) insured up to applicable limits, keeping your money safe.

Stability

Your interest rate at opening is fixed for the entire term of the Timed Deposit. No need to worry about market shifts.

Competitive Interest

If you’re planning to save your money long term, Timed Deposits offer more attractive rates than traditional savings accounts.

Opening Deposit	Interest Rate	APY 1
$100,000 and Over 3 4	5.50%	5.64%
$10,000.00 to $99,999.99 3 4	5.25%	5.38%
$1,000.00 to $9,999.99 3 4	5.00%	5.12%

Maximum deposit: $250,000. For current customers the opening deposit may be a combination of funds from an existing CCB account and new funds from an outside institution. Funds transferred from an existing CCB account may be equal to, but not more than, the funds from an outside institution.
Upon maturity, the account will automatically renew to a 12 month account at the applicable rate based on the account balance.

$100,000 and Over 3 4

Term	Interest Rate	APY 1
3 Month	3.50%	3.57%
6 Month	4.00%	4.07%
12 Month	5.25%	5.39%
18 Month	5.30%	5.45%
24 Month	5.00%	5.13%
30 Month	4.85%	4.97%
36 Month	4.75%	4.87%
48 Month	4.70%	4.82%
60 Month	4.60%	4.71%

$10,000.00 to $99,999.99 3 4

Term	Interest Rate	APY 1
3 Month	3.25%	3.31%
6 Month	3.75%	3.83%
12 Month	5.00%	5.13%
18 Month	5.05%	5.18%
24 Month	4.75%	4.87%
30 Month	4.60%	4.71%
36 Month	4.50%	4.61%
48 Month	4.45%	4.55%
60 Month	4.35%	4.45%

$1,000.00 to $9,999.99 3 4

Term	Interest Rate	APY 1
3 Month	3.00%	3.05%
6 Month	3.50%	3.56%
12 Month	4.75%	4.87%
24 Month	4.50%	4.61%
36 Month	4.25%	4.35%
60 Month	4.10%	4.19%

THE VAULT (Variable Rate Account with minimum opening deposit of $50.00)

Minimum Balance	Interest Rate 2	APY 1
$50.00	3.50%	3.57%

Fixed Rate (Minimum opening deposit of $50.00)

Minimum Balance	Interest Rate	APY 1
$50.00	0.25%	0.25%

Variable Rate (Minimum opening deposit of $50.00)

Minimum Balance	Interest Rate 2	APY 1
$50.00	0.30%	0.30%

1 Annual Percentage Yield (APY) is accurate as of 09/22/2023 and subject to change without notice.

2 Rate may change after account is opened.
3 Interest paid by ACH, compounded or deposited to a Community Commerce Bank Savings Account.
4 Substantial penalty for early withdrawal.

All deposit accounts are insured by the Federal Deposit Insurance Corporation (FDIC) to the maximum allowed by law.

To help the government fight the funding of terrorism and money laundering activities, Federal law required financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver’s license or other identifying documents.