Deposits

Community Commerce Bank takes pride in offering deposit accounts that can meet the needs of the communities we serve and help you achieve your financial goals as well.

We offer both conventional Savings Accounts and Time Deposit Accounts (also known as Certificate of Deposit or CD) to meet the needs of the our customers and help achieve their financial goals:

Why Consider Time Deposit Accounts?

Security

Our Time Deposit Accounts are Federal Deposit Insurance Corporation (FDIC) insured up to applicable limits, keeping your money safe.

Stability

Your interest rate at opening is fixed for the entire term of the Timed Deposit. No need to worry about market shifts.

Competitive Interest

If you’re planning to save your money long term, Timed Deposits offer more attractive rates than traditional savings accounts.

$100,000 and Over 3 4

TermInterest RateAPY 1 5
3 Month3.50%3.56%
6 Month4.00%4.07%
12 Month5.05%5.17%
18 Month4.95%5.06%
24 Month4.80%4.91%
30 Month4.75%4.85%
36 Month4.70%4.80%
48 Month4.60%4.70%
60 Month4.50%4.59%

$10,000.00 to $99,999.99 3 4

TermInterest RateAPY 1 5
3 Month3.20%3.25%
6 Month3.80%3.87%
12 Month4.85%4.96%
18 Month4.75%4.85%
24 Month4.60%4.70%
30 Month4.55%4.65%
36 Month4.50%4.59%
48 Month4.40%4.49%
60 Month4.30%4.39%

$1,000.00 to $9,999.99 3 4

TermInterest RateAPY 1 5
3 Month3.00%3.04%
6 Month3.60%3.66%
12 Month4.65%4.75%
24 Month4.40%4.49%
36 Month4.30%4.39%
60 Month4.10%4.18%

THE VAULT (Variable Rate Account with minimum opening deposit of $50.00)

Minimum BalanceInterest Rate 2APY 1
$50.00 3.25% 3.30%

Fixed Rate (Minimum opening deposit of $50.00)

Minimum BalanceInterest Rate APY 1
$50.00 0.25% 0.25%

Variable Rate (Minimum opening deposit of $50.00)

Minimum BalanceInterest Rate 2APY 1
$50.00 0.30% 0.30%
1 Annual Percentage Yield (APY) is accurate as of 06/16/2024 and subject to change without notice.

2 Rate may change after account is opened.
3 Interest paid by ACH, compounded or deposited to a Community Commerce Bank Savings Account.
4 Substantial penalty for early withdrawal.
5 APY (Annual Percentage Yield) is the same as the rate unless the interest is compounded.

All deposit accounts are insured by the Federal Deposit Insurance Corporation (FDIC) to the maximum allowed by law.

To help the government fight the funding of terrorism and money laundering activities, Federal law required financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver’s license or other identifying documents.

Contact us today to open an account.

Our Branches and Customer Service will be closing at 12pm PDT on Friday, March 29th in observance of Good Friday.

Our Branches and Customer Service will be closed Monday, April 1st in observance of Cesar Chavez Day.

Our Branches and Customer Service will be closed Monday, May 27th in observance of Memorial Day.

Our Branches and Customer Service will be closed Wednesday, June 19th for Juneteenth.

Our Branches and Customer Service will be closed Thursday, July 4th for Independence Day.

Our Branches and Customer Service will be closed Monday, September 2nd for Labor Day.

Our Branches and Customer Service will be closed Monday, October 14th for Indigenous Peoples' Day.

Our Branches and Customer Service will be closed Monday, November 11th in honor of Veterans Day.

Our Branches and Customer Service will be closed Thursday, November 28th & Friday, November 29th for Thanksgiving.

Our Branches and Customer Service will be closed Wednesday, December 25th for Christmas Day.

Our Branches and Customer Service will be closing at 12pm PDT on Tuesday, December 31st in celebration of New Years Eve.